In Bali, you can acquire property in two ways: Off-plan, meaning a development still under construction, or On-plan, meaning a ready-made luxury villa.
Off-plan – Higher return potential, higher risk levelOff-plan means investing in property before it's completed. This gives you the opportunity to customize the villa to your preferences and purchase it at a significantly lower price. Since completed property values are clearly higher, Off-plan developments can offer up to 40% annual returns. However, you should consider that rental income only begins after completion, and the construction period may involve certain risks and unexpected situations.
On-plan – Ready property, stable and immediately operationalOn-plan means buying a finished villa. You see exactly the property's condition, the materials used, and can start earning rental income immediately. While price appreciation may not be as rapid as with Off-plan, it's still significant – over the past four years, property values in Bali have increased an average of 9.4% annually.
Both options are strong investment opportunities – the question is what type of investor you are. If you're seeking higher returns and are willing to take more risk, Off-plan suits you. If you value predictability and want to start earning income immediately, On-plan is the best choice.
